Blog -

Centrally Located Flat Near Arno River, Florence, Tuscany, Italy – For Sale

September 9, 2022 by Wendy Rulnick Leave a Comment

In Florence, Italy, an iconic world center, this lovely flat at 33 Via del Pignone is now offered for sale for €200,000.

Located moments from the Arno River on a low traffic street, nearby find world-class museums, unrivaled cultural and historic sites, and sophisticated and welcoming Italian culture. This one bedroom apartment has a quintissential Italian vibe with wood shutters, warm light, and wood and tile floors.

Amply designed with eat-in kitchen, living room that could double as a second bedroom, laundry facilities, and a plethora of built-in storage, the flat would make the ideal pied-a-terre for world travelers.

The eat-in kitchen has a gas range, tile backsplash, numerous cabinets and a breezy window.

The long entry corridor highlights ceiling detail and architectural interest, and offers plenty of storage.

The bathroom has sleek tiled walls and floor, and is punctuated with wood trimmed ceiling.

Located a mere 11 minute walk to the historic city center at Torrino di Santa Rosa, and less than 20 minutes to the Piazza Ognissanti and Piazza del Carmine. Trams are also conveniently available.

This lovely flat at 33 Via del Pignone, Florence, Tuscany, is offered for sale for €200,000.

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 1-850-259-0422
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, lists and sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Crestview, Sandestin, Seaside, Rosemary Beach, Okaloosa Island, Fort Walton Beach, Niceville, Freeport, Bluewater Bay, Navarre, Florida. She assists Italian clients in the promotion of their properties in the United States.

Parlo italiano.

Filed Under: Etc.

Real Estate Market Changes – Okaloosa and Walton Counties, Florida – May 2022

June 22, 2022 by Wendy Rulnick

Filed Under: Things to Know

Magnificent Log Cabin on 20 Acres – Near Beaches and 30A – Santa Rosa Beach, Florida 32459

February 17, 2022 by Wendy Rulnick

South Walton, 9 minutes to 30A and the beach. Ideal Equestrian Estate setting on 20 acres to create a luxury horsing compound.

Introducing to the market 2330 N Hwy 393, Santa Rosa Beach, Florida.

Privately set back from the road, surrounded by tall pines, this custom crafted post and beam log cabin home of 4240 square feet on 20 acres would make an ideal Equestrian Estate. Horses are allowed per Walton County zoning due to the acreage and location, and the grounds are well-suited to riding paths, pasture, and stables.

Feed the fish or cast a line in the private pond, more than an acre in size, with fountain, stocked with bluegill and bass. It is approximately 18′ – 20′ deep, you can swim in it, and it has never run dry.

Light a fire in the massive floor to ceiling fireplace in the striking living room with a 24’ high cathedral ceiling. All ceilings on the first floor are tongue and groove.

The festive dining room has a wall of French doors open to the 60 foot porch. There is a 60 foot porch on the other side of the home, as well. Both porches are cut cypress wood.

The enormous second floor loft room is designed to take in the gorgeous grounds with its expanse of windows, with pool table, bar, and real church pew benches, which remain with the property. There is a large hidden storage area behind the bar

The doors are solid wood, the main floor is new vinyl plank. All counters are granite. The entire exterior was hand stained in 2021, the roof re-shingled in 2019, the master bath remodeled in 2021, with new extensive tile, shower and more. The water heater and well pump are brand new.

The country kitchen has a walk-in pantry and center isle.

All interior wood trim was cut from timber on site with hand-crafted detail, such as railings, banisters, and steps.

The grounds are adorned with fruit trees, a notable abundant tangerine tree, persimmons, pear, figs, mulberry and blueberries. Deer are frequent visitors.

The two and a half car garage has an additional pull-through carport, useful for boat storage. Two fenced pen areas could be used for outdoor pets. There is a new firepit. Children would enjoy the treehouse.

Approximately one-quarter mile south from house on 393 there is a sidewalk that will be extended all the way to the beach – so one could ride a bike to 30A.

Horse property is rare in Santa Rosa Beach, Florida. A log cabin and acreage of this magnitude south of the Choctawhatchee Bay in Walton County, with access to the public boat ramp, one minute away, and Gulf of Mexico beach and 30A, directly south nine minutes away, is without compare.

Watch the video.

2330 N Hwy 393, Santa Rosa Beach, Florida.

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-259-0422
Email Wendy: itswendy@rulnickrealty.com

Filed Under: 30-A, Santa Rosa Beach Florida

Lot 5A, Walton Way, Miramar Beach, FL 32550 – One Acre Bay Front Lot

January 17, 2022 by Wendy Rulnick

One Acre – Lot 5A, Walton Way, Bay Front, Miramar Beach, Florida 32550 is newly offered for sale for $970,000.

A lot of magnitude in South Walton County, Florida, near Destin, Florida.

This waterfront acre has 100′ of frontage on Choctawhatchee Bay and offers distant views, visions of passing boats, jumping fish, and the pleasures of waterfront living. Awaken to lapping waves and glints of sunlight on the water. Repose with blazing orange and purple sunsets reflecting in its depths.

Build a prime home on this deep, wide lot on Walton Way in Miramar Beach. Partially cleared, reinforced with seawall and riprap, this is the palette with which to create the waterfront estate you’ve always planned.

This rare, bay front lot is approximately 100′ x 431′ x 100′ x 450′. Public water and sewer is available. Much of the property is in the minimal flood zone, X. The seller will provide the buyer with a new survey with its verification.

From the premier location of this bay front lot, venture out to numerous shopping and dining venues in Destin and Miramar Beach, such as Destin Commons, Silver Sands, The Village of Baytowne Wharf, Grand Boulevard, and Scenic 30A. Directly south of Emerald Coast Parkway, U.S. Highway 98, find the soft white beaches of the Gulf of Mexico. Destin Harbor is within easy reach.

We have builder recommendations to construct your new home.

Lot 5A, Walton Way, Miramar Beach, Florida is offered for sale for $970,000

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-259-0422
Email Wendy: itswendy@rulnickrealty.com

Parlo italiano.

Filed Under: Miramar Beach Florida

3 Acre Waterfront Lot -Sunset Point Rd. Vernon – Point Washington Area, Walton County Florida

November 29, 2021 by Wendy Rulnick

3.8 Acre Waterfront Lot (#19, 20, 21) Sunset Point Rd. Vernon, Florida, Walton County now available for purchase.

For the daring water seeker, the maverick dreamer wanting solitude.

This approximately three acre waterfront lot is in the little known region of the Emerald Coast of Florida in Walton County opposite Point Washington, known as Sunset Point. This breathtaking waterfront parcel sits on the corner of Choctawhatchee Bay and the Gulf Intracoastal Waterway.

Find wide open vistas of the bay with long, stunning sunset views reflected for miles. Few neighbors will you see, except for wild flora and fauna, jumping fish, and passing sail boats.

The creative new owner of this untamed land can maximize its remote nature and privacy to make wishes reality.

As development in Northwest Florida fingers out more and more, finding a lot of this size, yet within reach to the area’s rich offerings will be a captivating opportunity for an ambitious owner. Could you build a retreat, a cabin, a cottage or a substantial domicile?

To reach the lot, prepare to go through some miles of unpaved road, and walk the trail via easement to the thickly treed property.

Imagine, dream, be.

Lots 19, 20, 21 Sunset Point Rd., Walton County Florida offered for sale for $99,900.

Buyer to do own due diligence, wetland study, and building investigations. Lot size is from public records, but with the passage of time, wave motion has likely worn down the shoreline from its original platted size.

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-259-0422
Email Wendy: itswendy@rulnickrealty.com

Parlo italiano.

Filed Under: 30-A

Picky Agent Saves Buyer Money – Okaloosa Island – Destin, FL

November 8, 2021 by Wendy Rulnick

They say salespeople are not detail oriented. Well, they should be. My picky OCD personality has helped me market, sell, and close many Emerald Coast of Florida properties over the years. Being picky helps the client. Correct representation is imperative. Details can be dollars.

Just recently, this picky agent sold a waterfront condo on Okaloosa Island with a boat slip. Having sold two in the past few months made me dig further when the listing agent said he didn’t know anything about a boat slip transfer fee. I was concerned, because I knew that there were boat slip transfer fees payable to the Florida DEP upon sale of a property. I wanted to tell my buyer what this fee would be. (Calculated at $1,000 x linear foot of the slip x 6% + 7% sales tax ).

The association management company researched the Okaloosa Island condo I was now selling. They said no transfer fee was due on that one, because it was a Florida homestead property, which is a primary residence. I asked for their reference document so I would have it for future use.

I let the title agent know there should be no fee charged to my buyer in this case.

Closing time came. I had to review the preliminary settlement statement, also called a “Closing Disclosure” or “CD”. Well, gosh, there was the boat transfer fee in the amount of $1600, charged to my buyers! This wasn’t correct.

I notified the title agent and provided my documentation. She said the association manager had given her the figures with their estoppel letter. Hold on there.

I contacted the association manager to remind them that there was no boat slip transfer fee because it was a homestead property. They corrected their estoppel letter, the title agent fixed the settlement statement, and the fee was removed.

No one had noticed. Not the lender, not the title agent, and not the very association management company who provided the original information.

If the transfer fee of $1600 had been collected and paid to the State of Florida, I doubt someone would have researched it after the fact to recognize this was a homestead property, and that no fee should have been paid. No one would have refunded that money to my buyers.

That is, if no one had noticed. This picky agent did.

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-259-0422
Email Wendy: itswendy@rulnickrealty.com

Parlo italiano.

Filed Under: Things to Know

Florida Real Estate Contract – Important Appraisal Deadline Change

October 26, 2021 by Wendy Rulnick

The Florida Realtors/Florida BAR contract for sale and purchase of real estate will change effective November 1. Important updates to the financing clause addressing appraisals may affect you. Now, the mortgage approval deadline will also include the receipt of a satisfactory appraisal. The previous version of the contract did not have an appraisal deadline.

BACKGROUND:

Appraisals have been backlogged in the busy Destin, Florida real estate market, and all over Florida for the past year. Appraisals, or alternate valuations (for example, “desktop” appraisals, appraiser-assisted, or AVM “automated valuation models”) are part of the mortgage loan process, and how a lender vets a property they are lending on. Appraisals can take two to three weeks, and many assignments are turned down by appraisers due to the increased volume of orders for new purchases and refinance loans.

Appraisals are often paid out-of-pocket by the buyer at the time of the order. This could be between $450 and $2000 or more depending on the house. Some buyers, upon advice from their agent, delayed having their lender order the appraisal until the home inspection was complete – which could take up to two weeks. That’s because if they cancelled the contract due to inspection, they would save the appraisal expense.

On the other hand, if they ordered the appraisal right away, then cancelled afterwards due to inspection, they’d be out that money. (With the new Florida contract, that sneaky tactic is about to hit a road block.)

Since the previous version of the Florida FR/BAR contract had NO appraisal deadline, it could be done by day of closing. If there was a problem with the property under-appraising for lender needs, the entire sale could be threatened. That’s no fun for a seller who just moved a house full of furniture, or a buyer whose lease is about to run out. As appraisals have become more backlogged, the last-minute appraisal situation has become worse.

Florida Realtors’ solution is to have a date-certain by which the appraisal is complete. That date is the same as the loan approval deadline. You must specify the deadline in the contract, or it becomes the default time period – 30 calendar days (extended to the next calendar day if the time period ends on a Saturday, Sunday, or national legal holiday.)

If the finance and appraisal deadline passes, and there is no extension requested, the buyer can lose his deposit if he fails to close.

So, what can you do about this new deadline to minimize your risk of losing your deposit?

Ask your lender to order the appraisal right away.
Find out when the due date is for the appraisal.
Find out when your lender expects mortgage approval.
Use the later date of the two, based on your consultations with your lender, in the contract paragraph 8b.
Ask for an extension should your approval deadline be in jeapardy.

SOLD! Two Condos – Palm Court Yacht Club, Okaloosa Island, Fort Walton Beach, FL 32548

October 11, 2021 by Wendy Rulnick

Just sold! Two condos in Palm Court Yacht Club – Unit 208 and another unit (to be named upon closing) on the penthouse level at 321 Bream Ave, Okaloosa Island, in Fort Walton Beach, Florida!

Palm Court Yacht Club is a little known waterfront condo complex on Okaloosa Island.

To get there, you must drive by the quintessential older buildings on Bluefish Dr. and Barracuda Ave. Prepare to be surprised when you see the more modern Palm Court Yacht Club at the end of the street at 321 Bream Ave., directly on the Santa Rosa Sound. I didn’t even know it was there, and neither did my clients, long time residents of Fort Walton Beach.

My buyers purchased two units in this complex, which is a prize catch! All the condos in Palm Court Yacht Club have boat slips. They are of various sizes and locations, so trading and cross-purchasing boat slips is common among the owners.

The views of Santa Rosa Sound and the warm, salty breezes from the balcony are swoon-worthy. Watch the Brooks Bridge and boat traffic, with a constant parade of interesting sea vessels. Many of the units in the complex have been updated, as were the two condos I sold.

The fun feature of Palm Court Yacht Club on Okaloosa Island is the owners coded gate that goes directly to the walkway to the beach! This is a secret entrance located on the “1^st Beach Freeway” to the Gulf of Mexico Beach across the street. (If you want to buy a condo there, I’ll show you where it is!)

Palm Court Yacht Club has two secure entrance gates. There is assigned, covered parking below, and open guest parking on the second level. The penthouse units come with two assigned parking spots.

Palm Court Yacht Club has locked access to its private boardwalk with boat slips. There are two elevators.

Walk to two local institutions for fresh fish – Stewby’s Seafood Shanty and A.J.’s Oyster Shanty

The prices for these Palm Court Yacht Club condos on Okaloosa Island, Fort Walton Beach, Florida are in the $450,000 range.

Search all Palm Court Yacht Club condos for sale.

Search all Okaloosa Island condos for sale.

Search all Okaloosa Island homes for sale.

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-259-0422
Email Wendy: itswendy@rulnickrealty.com

Parlo italiano.

Filed Under: Fort Walton Beach Florida, Okaloosa Island

It’s SOLD! Case Study: Emerald Grande W226, Destin, Florida 32541

October 5, 2021 by Wendy Rulnick

It’s Wendy… It’s Sold! Unit W226, Emerald Grande condo, 10 Harbor Blvd., Destin, Florida 32541

This Emerald Grande four bedroom condo in the corner stack had a tremendous view of Destin Harbor, the Choctawhatchee Bay, Crab Island, and the Gulf of Mexico. Although the floor number is “2”, this condo was actually seven floors above ground level, so not too high, and not too low, offering a view that’s “just right”. Soothingly updated with new furnishings, and well maintained, this Emerald Grande unit garnered a lot of attention during the Destin, Florida selling season. A few years ago, Emerald Grande did not generate many sales, but this year was different.

Sales Factors for Emerald Grande W226

This Destin luxury condo was listed for $925,000.

The buyer offered full price.

Surprisingly, the seller offered to reduce the sales price in exchange for several weeks of future rental bookings, which he valued at $6000.

The buyer agreed, and the sales price was reduced to $919,000. (Find out more about how sales factors make a difference)

The Emerald Grande complex is difficult to finance. The buyer went to two lenders and settled on Renasant Bank. (Read about Emerald Grande financing challenges).

Next problem – the unit underappraised! Since there had been no recent four bedroom condo sales in Emerald Grande, it appraised for $850,000. That’s $70,000 under contract price.

The buyer chose to go forward with the purchase anyway, seeing the value, and the still rising market in Destin, Florida.

It’s SOLD! Emerald Grande W226 sold for $919,000.

Search all Emerald Grande condos for sale.

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-259-0422
Email Wendy: itswendy@rulnickrealty.com

Parlo italiano.

Filed Under: Destin Florida

83 Earl Rd. – Acre Lot – Waterfront – Lake Powell Coastal Dune Lake, Inlet Beach FL 32461

September 30, 2021 by Wendy Rulnick

Just Listed – Lot 17, 83 Earl Rd., Inlet Beach, Florida 32461

To find a lot of this magnitude in South Walton, less than a mile from the Gulf of Mexico, located directly on Lake Powell, at almost an full acre – is unheard of.

Offered now for sale for those seeking privacy, yet moments from the exciting vibe of the uber lifestyle of 30A and the beach.

Imagine living on Lake Powell, one of the few coastal dune lakes in the entire world. Imagine living under a magical canopy of grand, mature trees. Imagine living less than a mile from the white sands of the Gulf of Mexico. Imagine all this on almost a full acre of land. In South Walton, you will not find another lot of this size, beauty and location.

The lot, at .94 acres is approximately 82 x 484. The property has public water, and public sewer is available. The road is gravel and maintained by Walton County. Located in a Coastal Dune Lake Protection Zone, there are building requirements to respect the environment.

From the lot, fish in the rare ecosystem of Lake Powell, the largest coastal dune lake in Florida and North America. The combination of salt and freshwater offers a wide variety of fish. Paddle board, kayak or boat through Lake Powell’s outfall, which is a channel that flows directly to the Gulf of Mexico.

Moments away, find the top echelon of dining and shopping on 30A. The new Inlet Beach Pedestrian Underpass will be completed in 2022, a few minute walk from the property. Camp Helen State Park, a historic site, is around the bend off Highway 98. A major airport in Panama City Beach is within reach.

This is an unrivaled setting to create the home of your imagination. This is the opportunity of dreams.

83 Earl Rd., Inlet Beach, Florida is offered for $899,000.

UPDATE: This lot is now under contract!