3744 Lexa Court, Gulf Breeze FL – VA Compromise Sale Approved

Gulf Breeze VA Compromise Sale

This VA Compromise Sale in Gulf Breeze Florida was just approved. Here are the details for this VA short sale at 3744 Lexa Ct. in Victorian Village:

Senior Lien (mortgage): Citi

Balance:  $166,000 appr.

Junior Lien (mortgage): Citi

Balance: $2000

Market Value: $169,000 appr.

Time for Approval: 60 days

This was a CitiMortgage VA Compromise Sale that I was processing at the same time as another one with Citi in Crestview Florida, so it was like a race! They were both approved in about 60 days and I found the Citi military short sale team easy to work with.  Citi’s system includes starting a short sale file with a “processor” who gathers financial and contract paperwork and orders the appraisal. Financial paperwork required from the borrower includes last two years tax returns (signed and dated), hardship letter, PCS orders if that’s the reason for hardship, bank statements, proof of income, financial worksheet, IRS 4506T and more.  We also had to provide the listing agreement, preliminary settlement statement, third party authorization, contract and buyer’s pre-approval letter.  We speedily provided everything that was required and it took about 45 days for the file to get to the actual negotiator. At that point, the VA liquidation appraisal was back and the value was good, meaning the net proceeds from the sale were at least 85.05% of the value, which is required for a VA Compromise Sale.

You might ask why this was a “short” sale, since the market value was almost the same as the mortgage balance? The sale is still “short” because the “net” proceeds were less than the mortgage balance.  Costs to close include pro-rated taxes, Realtor commission, title insurance, documentary stamps on the deed, any buyer credit, and payment to the junior lien. In this case, the sellers chose to pay off the junior lien ahead of time.

The Gulf Breeze VA Compromise Sale in Victorian Village was under contract in three weeks after receiving multiple offers.

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Wendy is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.

Just Listed Hadleigh Hills VA Compromise Sale – Navarre Florida 32566

Navarre VA Compromise Sale

This Navarre Florida VA Compromise Sale was just listed in the Hadleigh Hills townhouse subdivision.  Hadleigh Hills # 2132 is a short commute to Hurlburt Field and Eglin Air Force Base. The lovely, white sand beaches of the Gulf of Mexico are also nearby.  This townhome has two bedrooms and three full baths, plus an expanded living room.  The kitchen is fabulous! It has maple cabinetes, stainless steel appliances and a  breakfast bar. It is open to the living room.  The foyer is quite dramatic, with a ceiling up to the second floor.  This Navarre Florida townhouse is an end-unit, for added privacy, and has a one-car garage. The VA Compromise Sale will be processed by Chase mortgage.

View the virtual tour of 2132 Hadleigh Hills.

2132 Hadleigh Hills Ct., Navarre FL 32566 was just listed for $134,900.

Hadleigh Hills Navarre Florida VA Compromise short sale stove Hadleigh Hills Navarre Florida VA Compromise short sale Hadleigh Hills Navarre Florida VA Compromise short sale Hadleigh Hills Navarre Florida VA Compromise short sale Hadleigh Hills Navarre Florida VA Compromise short sale

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy:
itswendy@rulnickrealty.com

Wendy Rulnick, Broker, has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”.  Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Panama City Beach. 

2813 Winners Ci., Pro Am Estates, Navarre FL – Short Sale

Navarre Florida Chase short sale

2813 Winnes Circle is a spacious  Pro Am Estates  home for sale in Navarre Florida. This Navarre short sale home has an appealing floor plan and architectural features! The living room is cathedralled with a corner fireplace. Kitchen is light with plenty of counter space and an adjacent laundry room. The master bedroom is oversized with a big private bathroom and double vanity. The covered patio with ceiling fan overlooks the large yard. It’s fenced, roomy and has a brick barbecue grilling center. There are three bedrooms, two full baths, a two car garage and it’s over 1900 square feet. You can see its attractive looks from the photos. This Pro Am Estates home is well-located for commuting to Hurlburt Field and Eglin Air Force Base. The Gulf of Mexico beaches are nearby.

2813 Winners Ci., Navarre Florida – short sale – offered for $168,900.  There is only one Chase mortgage, which will make the short sale process faster.

Navarre Chase short sale Navarre Chase short sale  Navarre Chase short sale Navarre Chase short sale Navarre Chase short sale Navarre Pro Am Estates

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Navarre Florida short sale specialist

Wendy Rulnick, Broker, is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. She has successfully helped hundreds of families avoid foreclosure through short sale along the Emerald Coast of Florida. Wendy Rulnick is knowledgeable in all aspects of short sale, including VA Compromise Sale, FHA HUD pre-foreclosure sale, HAP military PCS, HAFA, Bank of America Coop program and more.  She is also co-founder of www.ShortSaleSuperstars.com and short sale instructor to agents across the United States. Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Panama City Beach, Eglin AFB, Hurlburt Field.

Navarre by the Sound Building Lot, Near Hurlburt Field Navarre FL 32566

Navarre Bank of America short sale

Have you always dreamed of a new home on the south side of 98 near Near Hurlburt Field in Navarre Florida? This Bank of America short sale – is a corner building lot in sound side subdivision, “Navarre by the Sound”. Generous dimensions. Wooded. Possible view of Santa Rosa Sound from second floor. There is a neighborhood beach that will inspire daydreams! Build your new home here. There is only one mortgage with Bank of America for faster short sale approval.

Need a Navarre short sale agent? Give me a call 850-650-7883

Navarre short sale agent Navarre Bank of America short sale

 

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

SHOULD YOU SHORT SALE OR STAY CALCULATOR

Wendy Rulnick, Broker, is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. She has successfully helped hundreds of families avoid foreclosure through short sale along the Emerald Coast of Florida. Wendy Rulnick is knowledgeable in all aspects of short sale, including VA Compromise Sale, FHA HUD pre-foreclosure sale, HAP military PCS, HAFA, Bank of America Coop program and more.  She is also co-founder of www.ShortSaleSuperstars.com and short sale instructor to agents across the United States. Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Panama City Beach, Eglin AFB, Hurlburt Field.

Holley by the Sea Navarre FL – Green Tree Approves Short Sale

Green Tree Navarre short

This Green Tree short sale in the Holley by the Sea area, Navarre Florida, was just approved! Here are the details:

Address: 2643 Barefoot Creek Ci

Subdivision: Barefoot Creek near Holley by the Sea

Mortgage: Green Tree Servicing

Junior Liens: none

This was a speedy short sale – approved in only 60 days. Since the property was an investment property, we thought Green Tree via the investor would ask for a seller cash contribution at closing. They did not.  We obtained approval with a full waiver of deficiency.  Short sales with Green Tree will become more common in Navarre due to Bank of America releasing many of the loans they service to them and Nationstar Mortgage.  If you have a home with a Green Tree mortgage in Holley by the Sea, and need to short sale, give me a call.  I can help.

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Navarre short sale agent

SHOULD YOU SHORT SALE OR STAY CALCULATOR

Wendy Rulnick, Broker, is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. She has successfully helped hundreds of families avoid foreclosure through short sale along the Emerald Coast of Florida. Wendy Rulnick is knowledgeable in all aspects of short sale, including VA Compromise Sale, FHA HUD pre-foreclosure sale, HAP military PCS, HAFA, Bank of America Coop program and more.  She is also co-founder of www.ShortSaleSuperstars.com and short sale instructor to agents across the United States. Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Panama City Beach, Eglin AFB, Hurlburt Field.

2643 Barefoot Creek, Navarre Florida Home – Listing About Sold

Navarre short saleThis short sale home in Barefoot Creek, near Holley by the Sea, Navarre Florida is now under contract. From listing to almost sold in six weeks, this home near Hidden Creek Golf Course off Highway 87 featured a large, restful back yard.  There were only a few showings, but it just took the right buyer popping into the market to find his perfect home.

This Navarre Florida short sale has one mortgage with Green Tree Servicing. Green Tree has taken over the servicing of many of Bank of America’s mortgages.  You will be hearing more about them in the future. They currently don’t use the Equator platform that Bank of America does, but process short sales the “old fashioned” way, via fax and repeated phone calls.  This Green Tree short sale could take about 120 days for approval.

Some of the reasons this Holley by the Sea area home sold quickly were its condition, accurate pricing and comprehensive internet marketing.

It’s Wendy!

Testimonials from Wendy Rulnick’s Previous Sellers

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

SHOULD YOU SHORT SALE OR STAY CALCULATOR

Wendy Rulnick, Broker, is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. She has successfully helped hundreds of families avoid foreclosure through short sale along the Emerald Coast of Florida. Wendy Rulnick is knowledgeable in all aspects of short sale, including VA Compromise Sale, FHA HUD pre-foreclosure sale, HAP military PCS, HAFA, Bank of America Coop program and more.  She is also co-founder of www.ShortSaleSuperstars.com and short sale instructor to agents across the United States. Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Panama City Beach, Eglin AFB, Hurlburt Field.

 

2643 Barefoot Creek, Navarre FL Home Near Hidden Creek Golf Course

Barefoot Creek Navarre FL

Attention Hurlburt Field service members PCSing! This gorgeous  home is available in Navarre Florida. 2643 Barefoot Creek is near Holley by the Sea and Hidden Creek golf course.  It has a lovely interior with  friends doors, bow window,  cathedral ceilings and corner fireplace. The master bedroom with tray ceiling is separate from the other bedrooms. Master bath has whirlpool tub with unique tile surround. The screen back porch looks out on a gorgeous shaded lot. It’s amazing and peaceful.  Buyer to verify all data.

2643 Barefoot Creek, Navarre Florida is a short sale. Offered for $174,900.

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It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com