Pointe of View unit 634 in Miramar Beach Florida just sold.  This property at 200 Sandestin Lane was a one bedroom unit on the third floor. The Pointe of View complex has a pool, and is minutes away from shopping at Baytown Wharf and Destin Commons, Sandestin Resort, the beaches of the Gulf of Mexico and Sacred Heart Hospital on the Emerald Coast.   The unit was attractive for an investor because there was a tenant already in place.  The current rent of $690 would be offset by the monthly condo fee of $154 as a standing expense, but was still a pretty good return for the sale price.

This Pointe of View condo in Miramar Beach was a one-lien short sale with Flagstar Bank. During the middle of the short sale, Kondaur Capital Corporation took over the servicing of the loan. This short sale was approved with a waiver of deficiency to the seller.

200 Sandestin Lane, #634, Pointe of View, Miramar Beach Florida sold for $61,500.  

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Miramar Beach Florida Short Sales & Pre Foreclosure Help.

Wendy is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”.  She has helped sellers along the entire Emerald Coast sell their primary residences or investment properties.

The post Pointe of View, Miramar Beach FL Short Sale Sold first appeared on Rulnick Realty.

Darling Wells Fargo short sale home in Frangista Beach, Miramar Beach Florida is on its way to “sold”!  58 Los Angeles Street is one street back from Scenic Highway 98 and the Gulf of Mexico with private beach access. There is a big, chilling wrap-around porch and a patio area. Inside find a warm and delightful floor plan with wood floors in the dining and living rooms. This home feels sunny and happy. There is a three car carport/covered area under the home for parking. Frangista Beach, near Destin Florida, is a lively beach community close to a huge variety of shopping and dining.

This was going to be a “Just Listed”  post, but we are under contract already – in just one day!

58 Los Angeles Street, Miramar Beach Florida – Wells Fargo short sale – offered for $293,000.

Thinking about selling your Frangist Beach property? Give me  a call at 850-650-7883

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Destin Short Sales Help

SHOULD YOU SHORT SALE OR STAY CALCULATOR

Wendy Rulnick, Broker, is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. She has successfully helped hundreds of families avoid foreclosure through short sale along the Emerald Coast of Florida. Wendy Rulnick is knowledgeable in all aspects of short sale, including VA Compromise Sale, FHA HUD pre-foreclosure sale, HAP military PCS, HAFA, Bank of America Coop program and more.  She is also co-founder of www.ShortSaleSuperstars.com and short sale instructor to agents across the United States. Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Panama City Beach, Eglin AFB, Hurlburt Field.

The post Frangista Beach, Miramar Beach FL – Wells Fargo Short Sale – Sold in 1 Day first appeared on Rulnick Realty.

Even though this was a speedy Majestic Sun condo Destin Florida, Wells Fargo short sale approval – it didn’t fee like it! It took just six weeks, but the reams of paperwork made it feel like months! Here are the facts:

Senior Lien: Wells Fargo

Junior Lien (HELOC): Wells Fargo

Original Purchase Price: $520,000

Current Market Value: About $240,000

GOOD TO KNOW:

1. Wells Fargo normally processes short sales through Equator, which is an online portal to upload documents, send emails and respond to “tasks”.

NOTE: This Majestic Sun, Destin Florida short sale was removed and processed outside of Equator about a week after we initiated it. Why? Because Wells Fargo placed the short sale in the HAFA (Home Affordable Foreclosure Alternative) program.  That is a special short sale promoted by the Treasury Department offering full waiver of deficiency and sometimes a cash closing incentive to the seller or the tenant.

2. Wells Fargo does not process multiple short sale liens together. What does this mean? If you have a short sale with two Wells Fargo mortgages, you must initiate it in Equator twice, once for each loan, or fax the packages separately if it’s processed outside of Equator. A lot of the forms will be duplicate, and it is unfortunate that Wells Fargo is not as efficient as Bank of America, which processes multiple short sale liens with one set of documents and one transaction.

Wells Fargo senior lien agreed to pay the Wells Fargo HELOC $7558.

This Destin, Miramar Beach Florida Majestic Sun condo is expected to close at the end of September.

If you need help with a Destin short sale, or have questions about the HAFA program or other special short sales, give me a call.

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Destin Short Sale Agent

SHOULD YOU SHORT SALE OR STAY CALCULATOR

Wendy Rulnick, Broker, is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. She has successfully helped hundreds of families avoid foreclosure through short sale along the Emerald Coast of Florida. Wendy Rulnick is knowledgeable in all aspects of short sale, including VA Compromise Sale, FHA HUD pre-foreclosure sale, HAP military PCS, HAFA, Bank of America Coop program and more.  She is also co-founder of www.ShortSaleSuperstars.com and short sale instructor to agents across the United States. Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Panama City Beach, Eglin AFB, Hurlburt Field.

The post Majestic Sun, Destin Florida Condo – HAFA Short Sale Approved first appeared on Rulnick Realty.

It’s Wendy!

The post Lot 5 Le Soleil, Miramar Beach Florida Short Sale first appeared on Rulnick Realty.

The post 127 Baytowne Lp., Villa Lago, Sandestin FL – Short Sale Lot first appeared on Rulnick Realty.

This condo unit in Crystal Village, Miramar Beach Florida just sold as a short sale! This second floor condo has a great view of the pool and grounds from living room and private balcony. Unit is delightfully painted in vibrant colors. Pleasing furnishings and accents highlight the beach lifestyle. Kitchen is tiled, open to living room, and has beadboard paneling. There are two full baths, one in the master bedroom. Crystal Village, located at 285 Payne Street, has a community pool.  You can walk five minutes and be at the beach. Shopping is nearby – Destin Commons is about 2.5 miles away, and Silver Sands, Baytowne Wharf and Grand Boulevard are close, too.

285 Payne St., 4B, Miramar Beach FL 32550 – Just Sold For $120,000

If you are considering selling your Miramar Beach home to avoid foreclosure, consult with an attorney, and an experienced Miramar Beach FL short sale agent.

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy’s Destin Real Estate Blog

The post 285 Payne St., Crystal Village, Miramar Beach FL – Just Sold first appeared on Rulnick Realty.

Wells Fargo approved the Elation, Sandstin Florida short sale in less than 45 days.  The unit was under contract in 45 days.  The investor for the mortgage was Fannie Mae, who settled for the net short sale proceeds and waived the right to deficiency judgment.

If you need to sell your Sandestin FL condo to avoid foreclosure, be sure to contact an attorney and an experienced Sandestin short sale agent.

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Sandestin FL Real Estate

Sandestin Short Sales & Pre Foreclosure Help.

Read Wendy’s Sandestin Real Estate Blog

The post Elation Sandestin Short Sale Approved by Wells Fargo first appeared on Rulnick Realty.

Bank of America just approved this Miramar Beach Florida town home for short sale.  The unit, in Miramar Palms, features a metal roof, solid surface counters, garage and a community pool.  Just down the street is the Gulf of Mexico and Pompano Joe’s dining on the beach.  Baytowne Wharf, Grande Boulevard, Destin Commons and Silver Sands shopping is fifteen minutes away.

Bank of America approved this short sale in 45 days.  Delays were caused by Bank of America putting this Miramar Beach Florida short sale into the HAFA program, then removing it. The happy news was that approval was issued waiving the right to a deficiency judgment. 

If you need help with a short sale for your Miramar Beach, Destin or Sandestin Florida home, condo or townhome, contact an attorney and an experienced Miramar Beach short sale agent.

The post Miramar Beach Florida Short Sale Agent Gets Another Approval first appeared on Rulnick Realty.

Lovely Miramar Beach Florida short sale townhome in Miramar Palms! This Batchelor’s Button unit has hardy plank siding, metal roof and solid surface counters. Home has a first floor master suite with two bedrooms up. Relaxing front porch, second floor balcony, outside patio and shower. Community pool. Extra deep garage. This Miramar Beach short sale townhouse is just a few blocks from Gulf of Mexico beach and Pompano Joe’s! Developer’s unit.

84 Batchelor’s Button Dr., #6, Miramar Beach Florida – offered for $197,000

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy’s Destin Real Estate Blog

The post 84 Batchelor’s Button #6, Miramar Beach Florida – Short Sale first appeared on Rulnick Realty.

Your Misty Cove short sale condo in Miramar Beach Florida is just a few blocks from the Gulf of Mexico and the public beach access at Pompano Joe’s. Enjoy the balcony off the master bedroom and the screened in porch off of the living room looking out into the courtyard and pool. It is about 1250 square feet with two bedrooms and two full baths.
 
Make an immediate offer!  This Destin condo in Misty Cove is about to go to foreclosure!

Misty Cove Unit 103 – offered for $123,700

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Miramar Beach FL Real Estate

Miramar Beach Short Sales & Pre Foreclosure Help.

Read Wendy’s Destin Real Estate Blog

The post 103 Misty Cove, Destin Short Sale Condo, Miramar Beach Florida first appeared on Rulnick Realty.