Amalfi Coast Condo unit B114 in Miramar Beach Florida is now under contract.  The Bank of America short sale unit received an offer within 60 days of listing.  The 1360 square foot, two bedroom unit has bright colors, an open floor plan, and is furnished. Right across the street from the beach, the Amalfi Coast condo grounds have two pools, tennis courts, barbecue grills and covered parking, which make this Miramar Beach property appealing.  There are currently seven Amalfi Coast condos for sale and two have sold since November 2012.  Unit B114 was priced at $210,000 as part of the Bank of America cooperative short sale program (also called the “coop” program).

This Miramar Beach Amalfi Coast short sale condo should be approved for closing within a few weeks.  Read future posts to find out the eventual sale price and short sale story.

Should you sell your Amalfi Coast condo in Miramar Beach Florida?  Try the free short sale calculator for a quick price analysis.

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Miramar Beach Short Sale Help

Wendy Rulnick, Broker, is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. She has successfully helped hundreds of families avoid foreclosure through short sale along the Emerald Coast of Florida. Wendy Rulnick is knowledgeable in all aspects of short sale, including VA Compromise Sale, FHA HUD pre-foreclosure sale, HAP military PCS, HAFA, Bank of America Coop program and more.  She is also co-founder of www.ShortSaleSuperstars.com and short sale instructor to agents across the United States. Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Panama City Beach, Eglin AFB, Hurlburt Field.

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Popping bright colors make this Amalfi Coast Unit 114B short sale condo a Miramar Beach Florida joy! The kitchen is open to the living room with breakfast bar. The balcony has vistas of the Gulf of Mexico. Two bedrooms, plus bunk beds in the hall, so bring the family! The Amalfi Coast grounds have two pools, tennis courts, barbecue grills and covered park. Per the Amalfic Coast condo association, by October 2012 the property will be completely fenced and gated. The beach is across the street. The shopping is at Silver Sands, Baytowne Wharf, Grand Boulevard and Destin Commons. The restaurants are numerous. So is the fun!  This Amalfi Coast short sale has one lien – Bank of America.

778 Scenic Gulf Dr., Unit 114B, Amalfi Coast condo – Miramar Beach FL – Offered at $287,900

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Miramar Beach Florida short sale help

The post Amalfi Coast Short Sale Condo 114B, Miramar Beach FL first appeared on Rulnick Realty.

This is a spiffy Miramar Beach Florida short sale home with fun touches and updating. 897 Shore Drive, in the Holiday Shores subdivision has a screened-in in-ground pool, hot tub and lovely yard for outdoor enjoyment. The kitchen, with breakfast bar, has stainless steel appliances, pendant lights and is open to the living room. From the dining room, step down to the family room with gas fireplace which opens to the outside. This Holiday Shores home is on a corner lot, with a peek of Choctawhatchee Bay across the street.

897 Shore Drive, Miramar Beach FL – short sale – offered for $177,900

It’s Wendy!

The post 897 Shore Dr., Holiday Shores, Miramar Beach FL – Short Sale first appeared on Rulnick Realty.

Charming and bright, this Crystal Village short sale condo unit 2B in Miramar Beach Florida, is a few blocks from the beach. Located at 285 Payne St, there is a beautiful pool and landscaped grounds. Happy colors and fun, angled floorplan give this home a unique feeling. The kitchen is tiled and open to the living room. There are two full baths, one in the master bedroom. Crystal Village is down the street from the dazzling Gulf of Mexico with public access and Pompano Joe’s restaurant. It is also a couple of miles from Silver Sands shopping, Baytown Wharf, Grand Boulevard, Destin Commons, movie theaters and many restaurants.

Crystal Village Condo 2B, Miramar Beach FL – short sale – listed for $127,500

The post Crystal Village, Miramar Beach FL – Short Sale first appeared on Rulnick Realty.

This home at 303 N Holiday Rd., Miramar Beach Florida was just approved for short sale.  This was the second buyer for this home in Holiday Shores, as the first buyer defaulted (failed to close).  There was only one mortgage holder. According to Bank of America, the property did not qualify for the HAFA program, so we did a traidtional short sale. Here are the details:

Lienholder: Bank of America

Mortgage Balance: $244,000 appr

Reason for Short Sale:  Income reduction

Appr Sale Price:  $175,000

Seller Cash Cont: -0-

Seller Promissory Note: -0-

Waiver of Deficiency: Yes

Time for Approval: 60 days

Notes:  Bank of America initially asked the seller for a cash contribution. To obtain a waiver, we had the seller write an additional letter explaining why a cash contribution could not be made.  This was uploaded into the Equator system and the Holiday Shores short sale was then approved.

If you need to short sale your Miramar Beach Florida home, consult with an attorney and an experienced Miramar Beach short sale agent.

The post 303 N Holiday Rd., Miramar Beach FL – Short Sale Approved in 60 Days first appeared on Rulnick Realty.

This condo unit in Crystal Village, Miramar Beach Florida just sold as a short sale! This second floor condo has a great view of the pool and grounds from living room and private balcony. Unit is delightfully painted in vibrant colors. Pleasing furnishings and accents highlight the beach lifestyle. Kitchen is tiled, open to living room, and has beadboard paneling. There are two full baths, one in the master bedroom. Crystal Village, located at 285 Payne Street, has a community pool.  You can walk five minutes and be at the beach. Shopping is nearby – Destin Commons is about 2.5 miles away, and Silver Sands, Baytowne Wharf and Grand Boulevard are close, too.

285 Payne St., 4B, Miramar Beach FL 32550 – Just Sold For $120,000

If you are considering selling your Miramar Beach home to avoid foreclosure, consult with an attorney, and an experienced Miramar Beach FL short sale agent.

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy’s Destin Real Estate Blog

The post 285 Payne St., Crystal Village, Miramar Beach FL – Just Sold first appeared on Rulnick Realty.

Yes, you can get a short sale approval with Vericrest and Flagstar on your Amalfi Coast Condo in Miramar Beach Florida!

The Destin Florida Amalfi condo was originally encumbered by a Carrington Mortgage as senior lien, and a Flagstar junior lien. The mortgage servicing was switched from Carrington to Vericrest last year, and the Flagstar servicing went to Strategic Recovery Group (SRG). The nuances of this Miramar Beach short sale provide some material to help you with future dealings with these companies:

Vericrest Financial. The good: Vericrest is one of those short sale lenders (servicers) who will assign a negotiator to you, and keep the same one on the file until the property is sold. So you could have a contract that doesn’t work out, and go directly to the same negotiator next time you get a new one. This saves a lot of time. Most short sale lenders (like Bank of America) require re-starting the entire short sale process, with new seller financials and hardship letter each time you submit a contract. Then you must wait for the file to be “assigned”. Not so with Vericrest. You get a “buddy” for the life of the short sale.

The bad: Vericrest has a not-so-fun “Agent Homework” worksheet that is eight pages long.

Strategic Recovery Group: The good: They answer the phone.

The bad: SRG tries to finagle settlements. For example, on this particular short sale, they doubled their settlement amount from $5,000 to $10,000, when they had previously approved $5,000. I faxed them their prior approval, and they reverted to the original amount. So keep good records.

This was one of those Miramar Beach Destin Florida short sales that dragged on and had to be sold a “few” times before getting final approval. We were finally able to settle with each lienholder for no deficiency. So the end result was a good one.

If you are considering short sale to avoid foreclosure, be sure to consult an attorney and an experienced Destin short sale agent. We can write your success story together.

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy’s Destin Real Estate Blog

The post Yes You Can Get Your Amalfi Condo Short Sale Approved! first appeared on Rulnick Realty.

Bring your toolbox to this unique Miramar Beach Florida short sale home at 303 N Holiday Road. It needs some work, but has potential to be quite a catch with its full apartment and in-ground pool. Cathedralled living room with built-in shelves, angled corner fireplace, sliders to screened porch with built-in outdoor grill and cooking area. The kitchen is very open, with a long breakfast bar, adjacent to dining area. Master bedroom with double trey ceiling. The apartment has its own kitchen, full bath and living area. The Destin fixer-upper short sale home needs attention to paint, cosmetics, pool, and also repair of master bedroom wall that had mold remediation in 2010. A playground of opportunity awaits you in this Holiday Shores, Miramar Beach, FL short sale home.

303 N Holiday Rd,. Miramar Beach FL – Short sale fixer upper offered for $199,000

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy’s Destin Real Estate Blog

The post 303 Holiday Rd., Miramar Beach FL – Short Sale Fixer Upper with Apartment first appeared on Rulnick Realty.

Bank of America just approved this Miramar Beach Florida town home for short sale.  The unit, in Miramar Palms, features a metal roof, solid surface counters, garage and a community pool.  Just down the street is the Gulf of Mexico and Pompano Joe’s dining on the beach.  Baytowne Wharf, Grande Boulevard, Destin Commons and Silver Sands shopping is fifteen minutes away.

Bank of America approved this short sale in 45 days.  Delays were caused by Bank of America putting this Miramar Beach Florida short sale into the HAFA program, then removing it. The happy news was that approval was issued waiving the right to a deficiency judgment. 

If you need help with a short sale for your Miramar Beach, Destin or Sandestin Florida home, condo or townhome, contact an attorney and an experienced Miramar Beach short sale agent.

The post Miramar Beach Florida Short Sale Agent Gets Another Approval first appeared on Rulnick Realty.