Eglin and Hurlburt HAP PCS – July Cut-Off Date Misleading

Wendy Rulnick — Thu, 03 Mar 2011 19:13:57 +0000

If you are an Eglin Air Force Base or Hurlburt Field airman, you may have heard of “HAP”. HAP is the Department of Defense Homeowner Assistance Program that was expanded to help PCSing service members who are “upside down” in their mortgage loans.

You may have read the HAP website and think you don’t qualify for the program. One of the main qualifications per the site, is that you owned your home prior to July 1, 2006. Think again! There is almost a footnote on the site, that corrects the ownership date requirement:

“Q. If I had a contract to purchase my home prior to July 1, 2006, but closed after that date, do I qualify?

A. If you are a Military PCS eligible applicant and were under contract to purchase prior to 1 July 2006 and closed after that date, you would qualify”

According to the Emerald Coast Association of Realtors statistics, almost 400 properties were placed under contract between January to July 1, 2006 which closed in July or later. These homes were in Navarre, Crestview, Destin, Fort Walton Beach and Freeport Florida. One of these buyers may have been “you”! I just helped an Eglin AFB airman whose home purchase and sale agreement was dated June 30, 2006, and who closed later in July. He is qualified for HAP!

If you are an Eglin, Hurlburt or Duke Field airman in need of HAP PCS assistance, investigate your options before resorting to short sale, VA Compromise sale or foreclosure. Contact a HAP – experienced real estate agent.

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Short Sale, HAP, VA Compromise Sale Help.

The post Eglin and Hurlburt HAP PCS – July Cut-Off Date Misleading first appeared on Rulnick Realty.

2408 Kodiak Ct,. Creetwood Place, Navarre FL HAP Home for Sale

Wendy Rulnick — Sat, 26 Feb 2011 17:42:05 +0000

Dramatic and impressive Navarre Florida HAP home at 2408 Kodiak Ct in Creetwood Place with stunning features and upgrades. The first mood-setting touch is the hand-scraped hickory floors, which set off the high ceilings, plant ledges and soothing wall colors. The kitchen is remodeled with granite counters, top of the line stainless appliances, new disposal, crown moulding on cabinets and custom fixtures. Kitchen is open to the bay-windowed eating area overlooking yard. Master bath is elegant with soaking tub, Italian stone floors and expanded travertine shower. The split plan has three bedrooms in the other wing, plenty for home office use. This Creetwood Place, Navarre Florida HAP home has a generous living room with angled corner fireplace. Outside is an expanded patio with salt-water in-ground pool with waterfall feature. All windows are hurricane-rated with upgraded rear storm door. There is a transferrable builder warranty. Located at the end of a cul-de-sac, great commuting location to Hurlburt or Eglin AFB. Sale contingent on HAP approval.

2408 Kodiak Ct., Creetwood Place, Navarre FL – offered for $237,900