Pre foreclosure townhome located Eagles Landing, Crestview Florida. Neutral colors are the perfect backdrop for your decor. Crown moulding adds elegance. Have more fun cooking with a pass-through window to your living area. Both bedrooms have large walk-in closets and their own private bathrooms. French doors lead you to your private patio and a maintance free lawn.   Steps from your door find the community pool, cabana and clubhouse. Eagles Landing is an attractive subdivision with sidewalks that beckon you to bike ride. This Crestview short sale home needs some work.  It would make  a good investment for commuting to Eglin AFB or Duke Field.

781 Majestic Drive, Crestview Florida short sale – offered for $72,700

The post 781 Majestic, Eagles Landing, Crestview Florida – Short Sale first appeared on Rulnick Realty.

Appealing Crestview Florida short sale home in Shoal Terrace Estates with large fenced yard. This one story house is bright with a bow window and contemporary with cathedral and tray ceilings.Top chef? You’ll appreciate the gas stove in the tiled kitchen. Many updates including new carpet in the bedrooms and new tile. My favorite feature? It’s the gorgeous, gleaming Pergo wood flooring with a 25 year warranty in “Glendale oak”.  What more? New tile, new French doors, new light fixtures and recently painted.  The location is ideal for Eglin AFB and Duke Field commuters, south of I-10.

This is a Bank of America short sale.  We know the process and we’ll help you get your new Crestview home!

106 Oak Terrace, Crestview Florida short sale – offered for $89,900

The post 106 Oak Terrace, Shoal Terrace Estates, Crestview Florida – Short Sale first appeared on Rulnick Realty.

If you are buying a home around Eglin Air Force Base or 

For example, if you are looking at a Crestview Florida home where the military seller owes $250,000 on the mortgage, and the home is only worth $150,000 (very common), this might be a scenario where HAP could help.  If the seller qualifies, HAP will cover his mortgage loss at time of sale, and allow you to buy it without waiting for a “short sale”.

HAP, run by the Army Corps of Engineers, assists airmen who are PCSing (permanent change of station) with orders to a new base more than 50 miles away.  To qualify for the HAP program, the service members must generally meet these criteria:

1.    They entered into a contract to purchase their current home before July 2006.

2.    It was their primary residence when they got orders to move

3.    Their orders were between February 1 2006 through September 30, 2012.

4.    The property must have declined at least 10% in value.  (That should not be in problem in the Eglin AFB and Hurlburt Field market).

If you find a property in Crestview, Fort Walton Beach, Niceville or Navarre Florida that is specified as “HAP”, what does this mean to you?

1.     Your real estate contract should have language stating it is “contingent on HAP approval”.

2.    You should allow up to 90 days for approval.  The HAP processing time was about six months at the beginning of the year, but it is speeding up.  You may be approved quicker.

3.    HAP generally will pay competitive closing costs, perhaps 3% of the purchase price.  Be prepared that they may not agree with what you are asking.

4.    HAP wants fair market value for the property.  Do not expect to pay much less.  HAP will request the listing agent provide comparable sales data, and they will do an independent analysis, as well.

5.    Realize the Eglin AFB or Hurlburt Field service member will do the initial negotiations with you, and may not accept or may counter offer your proposal.

When it is time to close, HAP will do what is called an “Augmented sale” or “Government Acquisition”.  They will actually buy the property from the service member, then sell it directly to you. 

As you begin your home search in Crestview, Navarre, Niceville and Fort Walton Beach Florida, remember to check out HAP homes.  You may be HAPpy you did!

Eglin and Hurlburt Field HAP help

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Search Crestview, Navarre and Fort Walton Beach FL Real Estate

Crestview, Navarre and Fort Walton Beach Short Sales & Pre Foreclosure Help.

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Wendy is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

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The post How To Buy An Eglin AFB or Hurlburt Field HAP Home first appeared on Rulnick Realty.

Looking for a cheerful home south of I-10 in Crestview Florida?  This Southway Estates short sale home fits the bill!  310 Apple Drive has an open floorplan, with your kitchen’s breakfast bar overlooking the living room. Bright kitchen has window over sink and center island. Sliding glass doors open to patio and fenced back yard. Neutral decor would welcome your artwork. Air conditioner two years new. This Crestview Florida short sale home has a suggested list price from the lender, GMAC.

310 Apple Drive, Crestview Florida – offered at $85,000

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Crestview Florida Real Estate

Crestview Short Sales & Pre Foreclosure Help.

Read Wendy’s Crestview Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

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The post 310 Apple Drive, Southway Estates, Crestview Florida – Short Sale first appeared on Rulnick Realty.

This  vibrant people-pleasing Crestview Florida short sale home is in Triple Lakes Estates! 4700 Falcon Way has a newly tiled kitchen with bright window over sink. The stove and dishwasher are newer.  New wood laminate floors in living room. Master bedroom has two closets, great for the lady of the house! French doors off dining to fenced back yard with large deck.  Two driveways, two large (one huge!) sheds in back yard with driveway access to back on about one-quarter acre lot. ADT security system.  New Trane air conditioner.  Triple Lakes Estates, in Crestview Florida, is a great commuter location for Eglin Air Force Base and Duke Field.

4700 Falcon Way, Crestview Florida short sale – offered at $113,900

 It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Crestview Florida Homes for Sale

Crestivew Short Sale Help

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The post 4700 Falcon Way, Triple Lakes Estates, Crestview Florida – Short Sale first appeared on Rulnick Realty.

Impeccable upkeep makes this Silver Oaks home in Crestview Florida an extraordinary find! Refreshing decor and polished clean. Living room with cathedral, columns, plant ledge, fireplace, open to kitchen and back yard. Tiled kitchen with upgraded lighting, hardware, generous breakfast nook, pantry, extra counters for buffet, workspace. This Silver Oaks home in Crestview Florida has a large, private master bedroom. Master bath has 2 walk-in closets, whirlpool tub, separate shower. Formal dining room plus study. Secondary bedrooms have great closet space. Outside- side entry garage, two sheds, huge patio, dimensional roof shingles, new landscaping. This home on Shire Lane in Silver Oaks has been awarded “Yard of the Month”.  Easy commute to Eglin Air Force Base and Duke Field.  Make it yours!

6215 Shire Lane – Crestview Florida – offered at $254,900

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Search Crestview Florida Homes for Sale

Crestview Florida Short Sales & Pre Foreclosure Help.

Read Wendy’s Crestview Real Estate Blog

The post 6215 Shire Lane, Crestview Florida 32536 – Home for Sale first appeared on Rulnick Realty.