Out for my annual Christmas and Hanukkah shopping excursion for my husband, I trekked over to Santa Rosa Mall in Mary Esther, Florida. On Black Friday! Was I nuts? Yes and yes! Yes, I was nuts because it WAS Black Friday, a traditional zooey day to shop, but the second “nuts” part was… it was Santa Rosa Mall!  My first clue was the parking lot… half-empty.  My second clue was… Sears. My go-to store for tools, stocking stuffers and all things my Hubby likes was also half-empty! What happened to the tool department?  They used to have rows and rows of every tool imaginable, from the center aisle to the left and of course, to the right.  Before the big turn into the clothing department, a major power tool section was missing! There were only lonely shelves and wide-open spaces.  The myriad displays of screwdriver, ratchet and toolkit gift packs in all sizes were… not there! I used to roam wide-eyed, even last year, wondering what to get my Hubby from the vast Craftsman goodie selection. Alas, there was nary a tool bauble to be found.  I could not even find a Craftsman Christmas ornament, one of the traditional gifts I give him on a Hanukkah night to decorate our tchotchke tree! As you may know, Sears isn’t doing so well. They recently closed 63 stores and their revenues are down 25% over last year’s third quarter. But not to stock the surviving stores? How sad.

I left Sears empty-handed to head toward the Hallmark store, another Christmas staple for us, to buy classic action hero or goofy film character ornaments for Hubby. (After I hit the scary, buggy Sears bathroom). I walked and walked. Wasn’t the Hallmark store there, next to Gamestop? Was I losing my mind? I found a directory and stared at it for a while, being map-challenged (one of my best Realtor qualities) and located the Amy’s Hallmark Store. I sauntered back, noticing the steel bars shuttering parts of the mall, and the few patrons strolling about. I still didn’t see the Hallmark store. I tried asking iPhone’s Siri for walking directions. It sent me in a circle. Finally, I asked one of the mall employees, “Where’s the Hallmark store?” “Oh, they closed last year right after Christmas. They had no business.” Oh my. Gulp. Why it was still listed on the Santa Rosa Mall directory, I don’t know, but I was depressed at that point and left. I drove over to Destin Commons – what a difference! I could barely find a place to park! People were crossing roads like families of ducklings! It was a happy place.  I found all the tools Hubby could want at Lowe’s and headed home. That Sunday, an article about Santa Rosa Mall appeared in the Northwest Florida Daily News.  There is a proposal to convert the former Belk store at the mall to a 228-unit apartment complex, called the The Renaissance at Santa Rosa Town Center.  Repurposing of indoor malls is going on all over the country.  For Mary Esther, it may be better than the gloomy shopping center that exists there now.

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Rosemary Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Florida.

The post Santa Rosa Mall, Mary Esther Florida – Not So Bright and Happy for the Holidays first appeared on Rulnick Realty.

Why not build a custom home on the water in Mary Esther, Florida, West of Hurlburt? This two acre lot for sale on Santa Rosa Sound offers 100 feet on the water. Part of Lot 15, Forest Shores Drive, is north of the road, providing additional buffer.  This sound front lot is near the end of the cul-de-sac.  With a pier, you can berth a fairly large boat here on the intercoastal waterway, or park your smaller craft on the sandy shore. Surrounding homes are grand and elegant. The tap fees for this lot have already been paid.

If you’ve been dreaming of a large waterfront lot near Fort Walton Beach and Navarre, Florida, few are available, especially at a noteworthy price. Buy and hold or allow us to introduce you to a qualified builder to design and construct your new home.

Lot 15, Forest Shores Dr., Mary Esther FL 32569 is offered for $189,000.

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It’s Wendy… It’s Sold!

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Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Rosemary Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Florida.

The post 2 Acre Waterfront Lot on Santa Rosa Sound, Mary Esther FL – West of Hurlburt first appeared on Rulnick Realty.

449 Pine Lane, Mary Esther, FL

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$ Click for current price
2 BEDROOMS | 2 (1 full, 1 half ) BATHROOMS | 1320 SQUARE FEET

Fascinating private property West of Hurlburt located on almost 1.5 acres with the potential to subdivide. This chic cottage has an artist’s touch and needs some work to bring it into elegance. Many upgrades in 2014 include a new roof, new insulation, new double pane windows, new exterior doors, new kitchen counter, sink faucet, new gas range, new tile floors on the first floor, new vinyl floor in utility room, new septic, drain field. The large workshop used as art studio, with a/c and electric, beckons. Sip a tea on the large patio. You will cherish your privacy in this location convenient to all. Billboard lease in place until August 2017 for $250 per month income. Private roadway can be moved to easement on west lot, per seller, to give you more space. Development potential per zoning.

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Wendy Rulnick

Rulnick Realty
850-650-7883

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The post 449 Pine Lane, Mary Esther FL – 1.4 Acres – Development Opportunity for Sale first appeared on Rulnick Realty.

This short sale home near Eglin Air Force Base at 497 Managua Way, Mary Esther Florida, Colina del Oro, was just approved for a VA Compromise Sale!

Here are the details:

Mortgage Servicer (Senior Lien): PHH

Appr Balance:  $160,000

Junior Liens: none

Mortgage type: VA

Current Value: $104,000 appr

Time for approval: 95 days

VA Compromise Sales are an option for Eglin AFB PCS situations where the service member has to relocate to another base and is “upside down” in his mortgage.  The official “orders” are considered a short sale hardship. Here are the options available to the service member:

1. Rent out the home

2. Sell it as a short sale or VA Compromise Sale

3. Bring the cash difference to closing if available

4. Foreclosure

If you are an Eglin Air Force Base, Hurlburt Field, Duke or White Field service member who has PCS orders, call me to discuss your selling options.

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

SHOULD YOU SHORT SALE OR STAY CALCULATOR

Wendy Rulnick, Broker, is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. She has successfully helped hundreds of families avoid foreclosure through short sale along the Emerald Coast of Florida. Wendy Rulnick is knowledgeable in all aspects of short sale, including VA Compromise Sale, FHA HUD pre-foreclosure sale, HAP military PCS, HAFA, Bank of America Coop program and more.  She is also co-founder of www.ShortSaleSuperstars.com and short sale instructor to agents across the United States. Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Panama City Beach, Eglin AFB, Hurlburt Field.

The post Eglin AFB – PHH VA Compromise Sale Approved first appeared on Rulnick Realty.

This home at 2009 Bob White Ct., Quail Run, Mary Esther Florida just sold. It was a VA Compromise Sale, which is a type of short sale. Located near Hurlburt Field and Fort Walton Beach Florida, the home had appeal for military buyers, investors and renters for commuting to base. This Mary Esther home had one mortgage lien from Midland Mortgage.   After we sent in the short sale package, they ordered a VA appraisal. The property appraised for $100,000.  In order to meet VA guidelines of proceeds being at least 88.13% of appraised value, there was a counter offer to the buyer to increase the purchase price by about $6000.  The buyer agreed.  The VA Compromise Sale was approved in 60 days and sold for $96,300.  The veteran homeowner received a waiver of deficiency.

I’ve sold many VA Compromise Sale properties along the Emerald Coast of Florida. It is very rewarding to help current and former military members avoid foreclosure.

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

www.itswendy.com

Wendy Rulnick, Broker, is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. She has successfully helped hundreds of families avoid foreclosure through short sale along the Emerald Coast of Florida. Wendy Rulnick is knowledgeable in all aspects of short sale, including VA Compromise Sale, FHA HUD pre-foreclosure sale, military PCS, HAFA, Bank of America Coop program and more.  Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Panama City Beach, Eglin AFB, Hurlburt Field. 

The post 2009 Bob White, Mary Esther FL – VA Compromise Sale Sold first appeared on Rulnick Realty.

This building lot at 140 Snook Rd., Mary Esther Florida just sold. The lot, on the south side of Highway 98, is located near the Santa Rosa Sound and Hurlburt Field Air Force Base.  Take a look at the plat above, and it is obvious why this building lot was appealing. Its size, at about .67 acres, is about four times larger than the other lots in the neighborhood. Prior to listing this property, I did extensive research with Okaloosa County to find out if it was subdividable. I had the sellers gathers their original deeds, which were requested by the Building Department. After reviewing the documentation, they ascertained that the only thing required to subdivide the piece into four lots would be a new survey.  A builder, in fact, bought this property.

140 Snook Rd., Mary Esther Florida, 32569, sold for $75,000.

Do you need help selling your house, condo or lot on the Emerald Coast of Florida?

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

The post 140 Snook Rd., Mary Esther Florida Building Lot – Just Sold first appeared on Rulnick Realty.

Spectacular Mary Esther Florida sound front estate-sized lot of over 2 acres on secluded cul-de-sac on Forest Shores Drive, just past Emerald Pointe. Build a home with dappling water views and privacy, and even your own sandy beach. This lot is deep, over 900 feet to water, and 100 feet on the sound. Waterfront area has some wetlands, but there is plenty of uplands for a home surrounded by nature and a beach walk-over. Lot includes property to north of road for more privacy. Neighboring homes are upscale and grand. Tap fees are paid. Home can be built for you on this lot, we have a builder in mind who knows the property.  Located in Mary Esther, West of Hurlburt Field and good commute to Eglin Air Force Base, too!

This property at Lot 15 Forest Shores Dr, Mary Esther Florida is offered for $299,900

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. She has successfully helped hundreds of families sell real estate along the Emerald Coast of Florida including Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Panama City Beach, Eglin AFB, Hurlburt Field.

The post 2 Acres Waterfront Lot Mary Esther Florida first appeared on Rulnick Realty.