2138 Hagood Lp., Lee Farms, Crestview Florida in-ground pool home sold in ONE DAY! Crisp and clean, this roomy house had new carpet, new paint and new window blinds. The in-ground pool was highlighted with fresh landscaping and a screened porch with patio. The floorplan included the master bedroom, with walk-in closet and bath in a private wing of the home. In addition to a formal dining room, there was a large eat-in kitchen and breakfast nook to watch the pool happenings. Lee Farms has a playground and picnic area and is a short drive to Eglin Air Force Base, Duke Field and the beaches of Destin Florida.

2138 Hagood Lp. in Lee Farms had six showings immediately after being listed and was under contract in one day. Why? Perfect pricing and exceptional marketing.

2138 Hagood Lp. in Lee Farms, Crestview, Florida, pool home was listed for $219,900.

Watch the virtual tour.

How may I help you?

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-259-0422
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Crestview, Sandestin, Seaside, Rosemary Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Florida.

The post 2138 Hagood Lp., Lee Farms Pool Home, Crestview FL 32536 – SOLD in 1 Day first appeared on Rulnick Realty.

413 Bobby Drive is a VA Compromise Short Sale in Crestview Florida, south of I-10. All completed within the past few weeks for you- brand new carpet, new inside paint, new roof, new air conditioner, pressure washed, new front door paint! Clean, shining, light and airy!  The living room and dining room flow together punctuated by a plant-ledge wall adjacent to the kitchen.  The living room feels extra spacious due to the cathedral ceiling and corner fireplace.  Note the privacy of the master bedroom, separate from the other bedrooms, featuring a large walk-in closet and master bathroom with double vanities. The secondary bedrooms are on the opposite side of the home with an angled hallway. There is a two car garage plus a long patio. This location in Countryview Estates, Crestview Florida, is very convenient for your Eglin Air Force Base commute or a short drive to the Gulf of Mexico beaches and shopping of Destin via the new bypass to the Mid-Bay Bridge, shaving about 20 minutes off the drive by avoiding Highway 20 in Niceville!

413 Bobby Drive, Crestview Florida, 32536 is offered at $149,700.

Watch the virtual tour.

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Rosemary Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Florida.

Sell your Crestview Florida home.

The post 413 Bobby Dr., Countryview Estates, Crestview Florida VA Compromise Sale first appeared on Rulnick Realty.

This Crestview Florida VA Compromise Sale home is modern and eclectic. You won’t find another property like this in the Crestview area. There are pine ceilings, hardwood floors and an old Chicago brick walkway inside the home that is quite unique. Note the granite counters, huge center isle kitchen with glass-front cabinets, dramatic wall-mounted vent hood. The master shower is tiled, with dual shower heads, granite in all the bathrooms and laundry room. The striking, open living room has three sets of French doors to the 1.2 acre lot! Home needs minor repair to make it your dreamed of sanctuary. Smart wired. Tankless water heater.

102 Eagle Ct., Crestview Florida, VA Compromise Sale, is in Grandview Heights. This is in Northeast Crestview,  an easy drive to Eglin Air Force Base.  Offered at $209,900.

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”.  Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Panama City Beach. 

The post 102 Eagle Ct., Crestview Florida VA Compromise Sale first appeared on Rulnick Realty.

This VA Compromise Sale in Coronado Village, Crestview Florida, was just approved.  Here are the details of this short sale at 4818 Young Rd.:

Senior Lien (Mortgage): Citi

Balance: $148,000 appr.

Junior Lien: none

Market Value: $89,000 appr.

Time for Approval: 7 weeks

This Crestview VA Compromise Sale with Citi Mortgage went very smoothly! One of the keys to getting this Coronado Village property approved was a good VA liquidation appraisal, because the net proceeds from the sale had to be at least 85.05% of the appraised value.  If the proceeds were not enough, the contract would have to be renegotiated or the VA Compromise Sale could be denied.  So that the value was not overinflated, I ensured the VA appraiser had a copy of the roof repair bid that had been obtained by the buyer.  He took that into consideration when coming up with a value.

If  you have VA Compromise Sale questions for your property in Crestview, Fort Walton Beach, Navarre or Destin Florida, send me an email or give me a call.

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”.  Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Panama City Beach. 

The post 4818 Young Rd., Crestview FL – VA Compromise Sale Approved first appeared on Rulnick Realty.

This Green Tree and USAA short sale in the Beaver Creek subdivision, Crestview Florida, has been approved for short sale and closed today. The home at 127 Mill Pond Cove, had a senior lien serviced by Green Tree and was a Fannie Mae loan.  The junior lien was USAA.  In this case, Permament Change of Station (PCS) orders from Eglin Air Force Base was the reason for short sale. PCS orders are considered an acceptable hardship by Fannie Mae, who announced this year that there would be no cash contribution or promissory note required from the PCSing seller if the home was purchased before June 20, 2012 and had been a primary residence.

This Crestview Florida short sale was initially counter offered by Fannie Mae via Green Tree at a price much higher than the contract price.  I challenged the valuation through Fannie Mae’s Homepath website by providing comparable sales that supported the original offer.  One week later, Fannie Mae agreed to lower the price after reviewing my data.

This home at 127 Mill Pond, in Beaver Creek, Crestview Florida, sold for $120,700.

Here is the Fannie Mae bulletin that addresses the short sale PCS hardship and seller contribution.

Fannie Mae PCS Short Sale Update

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, is co-found of www.shortsalesuperstars.com has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”.  Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Panama City Beach. 

The post Green Tree, USAA Approve Crestview FL – Eglin PCS Short Sale – Beaver Creek first appeared on Rulnick Realty.

Another Crestview, Florida VA Compromise Sale approved!  This home at 3009 Cabela Lane, Crestview FL 32539 had a speedy approval process – the second time. The first time, the buyer walked. Here are the details!

Mortgage Holder:  Freedom Mortgage

Balance: $170,000 appr

Current Market Value:  $110,000

Time for Short Sale Approval: 4 days

With a VA Compromise Sale, the appraisal on behalf of the lender and the Veteran’s Administration is called a “VA liquidation appraisal”.  It is valid for six months. The net proceeds of the short sale must be at least 85.05% of the appraised value. Since the first buyer walked, the second buyer benefited from the appraisal already having been completed. This time, the short sale was approved in four days!

More VA Compromise Sale info

If you need to short sale your home anywhere on the Emerald Coast of Florida, give me a call.  I can help.

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Destin Short Sale Agent

Wendy Rulnick, Broker, is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. She has successfully helped hundreds of families avoid foreclosure through short sale along the Emerald Coast of Florida. Wendy Rulnick is knowledgeable in all aspects of short sale, including VA Compromise Sale, FHA HUD pre-foreclosure sale, HAP military PCS, HAFA, Bank of America Coop program and more.  She is also co-founder of www.ShortSaleSuperstars.com and short sale instructor to agents across the United States. Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Panama City Beach, Eglin AFB, Hurlburt Field.

The post Another Crestview FL VA Compromise Sale Approved first appeared on Rulnick Realty.

Delightful VA Compromise Sale, Crestview Florida home in newer subdivision of Auburn Acres. Great for commutes to Eglin Air Force Base or Duke Field. Very open floor plan so you can cook and watch the family at the same time. Kitchen has a breakfast bar and it’s adjacent to an eat-in area with bay window. The split bedroom floor plan offers privacy. Flat, fenced backyard is great for playing or planting! Cul-de-sac street.

3009 Cabela Lane, Crestview Florida 32539 – is a VA Compromise Sale offered for $107,000

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Crestview short sale help

SHOULD YOU SHORT SALE OR STAY CALCULATOR

Wendy Rulnick, Broker, is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. She has successfully helped hundreds of families avoid foreclosure through short sale along the Emerald Coast of Florida. Wendy Rulnick is knowledgeable in all aspects of short sale, including VA Compromise Sale, FHA HUD pre-foreclosure sale, HAP military PCS, HAFA, Bank of America Coop program and more.  She is also co-founder of www.ShortSaleSuperstars.com and short sale instructor to agents across the United States. Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Panama City Beach, Eglin AFB, Hurlburt Field.

The post Crestview Florida – VA Compromise Sale – Auburn Acres first appeared on Rulnick Realty.

I just got an amazing approval on a Crestview Florida VA Compromise Sale from BB&T!  You know the Veterans Administration requirement that the net proceeds of the sale be no less tham 88.13% of the appraised value? And the requirement that the VA Compromise Sale appraisal is firm for six months? This was a breakthrough approval that was about $25,000 less than 88.13% of the appraised value!  How did I achieve this?

First, some background. The Crestview Florida home on a few acres needed work. There were signs of a previous roof leak and rodent damage. This was detailed in a home inspection report for a buyer who had “walked”.  His offer was the one that triggered the VA liquidation appraisal that was ordered by BB&T.  I had noted the problems in the MLS, including a copy of the inspection report with the buyer’s permission. These facts were apparently ignored by the VA appraiser.

After three months, and excellent communication with the BB&T negotiator, I precariously lowered the price. Yes, LOWER than what would net the holy 88.13%. She said she was a firm believer in doing anything you could to help the military servicemember and she would fight for an approval even if we were low. (Go BB&T!) Finally, an offer came in.  To support our case of lower value, I provided the negotiator with a report of all the feedback from showings, such as:

5/16/2013 There seems to be quite a bit of water damage to the ceiling in the front bedroom. This buyer is retiring and does not want to “fix anything up”. I don’t think we will be writing an offer

4/29/2013 the house smells like animal pee and it’s strong. This turned the buyer off and he’s looking elsewhere. I’ve shown this house twice now and it does not show well. Not sure what can be done other than sealing the floors and putting in new carpet.

4/18/2013 their concern is the roof it appears there is an active leak and erosion

In addition, I provided a copy of the previous buyer’s home inspection. The BB&T rep sent that along with the contract, HUD, buyer pre-approval and home inspection to the VA. She said the VA tech replied “Rodents! This cannot be good!”.  72 hours later, the VA Compromise Sale was APPROVED.

Many short sale lenders don’t assign a “permanent” negotiator like BB&T to a VA Compromise Sale. This direct line of communication and caring were critical in getting the approval. What can you do if you are dealing with any other lender, such as Bank of America or Wells Fargo, who are much more immutable about VA Compromise Sales? Give me a call!

VA Compromise Sales

Should You VA Compromise Sale?

VA Compromise Sale Questions and Answers

It’s Wendy!

The post Crestview Florida VA Compromise Sale Netting UNDER 88.13% first appeared on Rulnick Realty.

Crisp and sharp. This large pool home in Northlakes subdivision, Crestview is a smart choice. 134 Tranqility Lane is a short sale listing with one mortgage, Quicken Loans. The cathedralled living room is open to a dining area, as well as large space that could be a study or expanded seating. The kitchen has tile floors, Corian counters, tile backsplash and its own breakfast nook. The master bedroom is convenient on the first floor – it is spacious and has a big master bathroom with two granite-top vanities and upgraded faucets. Upstairs find two bedrooms and a large loft space. There is another bedroom on the first floorOutside there is a lovely salt water in-ground pool and views to surrounding nature.

134 Tranquility Lane, Crestview FL 32539 – with inground pool – Offered at $171,700

It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Crestview Florida short sale help

SHOULD YOU SHORT SALE OR STAY CALCULATOR

The post 134 Tranquility Dr., Crestview Florida Short Sale – Pool Home first appeared on Rulnick Realty.

Delightful Crestview Florida home south of I-10 in the Shoal Lake subdivision. 4786 Shoal Lake Circle has a warm entrance with covered porch and brick front. There is a large tiled kitchen and dining area. Find upscale tiled counter and breakfast bar. The living room has a vaulted ceiling and doors to the large back deck. The master bedroom has two walk-in closets. The back yard is fenced and fairly large.  It’s a great property for Eglin Air Force Base relocation, and the beaches of Destin will be even closer once the connector is complete.

4786 Shoal Lake Circle, Crestview Florida 32539 is offered for $104,900.

The post 4786 Shoal Lake Ci, Crestview Florida – Short Sale first appeared on Rulnick Realty.